Wednesday, June 18, 2008

Shopping from Home: General Tips

Shopping from Home - General Tips

You can order all kinds of things from the comfort of your home using the telephone, mail, or a computer. But along with this convenience come common complaints of late delivery, shipment of wrong or damaged items, and hidden costs. To avoid problems and to make it easier to resolve them:
***Be wary of post office boxes and sellers in other countries. It may be difficult to find the seller to resolve a problem later.
***Know the total price. Make sure it includes all charges, shipping, handling, insurance and taxes. Coupons and other discounts should be properly deducted.
***Make sure you are clear on what you are buying. Watch for words like "refurbished," "reconditioned," "close-out," or "discontinued."
***Give your credit card, debit card, or bank account number only if you're using that account to pay, never to prove your identity.
***Keep a record of your purchase. Keep track of what you ordered, when, the price, and how you paid (check, money order, charge, etc.). Also save any information the seller gives you such as product description, delivery date, cancellation policy, privacy policy, warranties, and order confirmation numbers.
***Keep track of your order. If it's late, see: Your Rights: Shopping from Home.
Beware: Charitable Giving
Investigate before you donate. Some con artists use names similar to well-known charities or pretend to raise money for state or local law enforcement agencies.
***Ask for written information, including how much of the money raised is actually used for charitable purposes.
***Ask your Secretary of State if the charity is registered to solicit in your state. Check the Better Business Bureau and others for information on charities:
http://www.give.org/,
http://www.charitywatch.org/, and
http://www.guidestar.org/. See also Youth Peddling.
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Buying Tips: Before You Buy

General Buying Tips - Before You Buy
To avoid problems and make better decisions, use this checklist BEFORE you make a purchase.
***Decide in advance exactly what you want and what you can afford.
***Don’t buy on impulse or under pressure. This includes donating to charity. Do your research.
***Ask family, friends and others you trust for advice based on their experience. Gather information about both the seller and the item or service you are purchasing. ***Review product test results and other information from consumer experts.
***Get advice and price quotes from several sellers.
***Make sure that the seller has all appropriate licenses. Doctors, lawyers, home improvement contractors and many other service providers must register with a state or local licensing agency.
***Check out a company’s complaint record with your local consumer affairs office and Better Business Bureau.
***Get a written copy of guarantees and warranties. Compare their features.
***Get the seller’s refund, return and cancellation policies.
***Ask who to contact if you have a question or problem.
***Read and understand any contract or legal document you are asked to sign. Make sure there are no blank spaces. Insist that any extras you are promised be put in writing.
***Consider paying by credit card. If you have a problem, you can dispute a charge made on your credit card.
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Sunday, June 1, 2008

Two


One.....Two.....Three.........
Two is a very important numeric. Why?
In our world everything divide in two opposite sides such as:
Coin....................Head and Tails
Colour............... Black and White
Act..................... Good and Bad
Emotion.......... Happy and Sad
Speed.................. Fast and Slow
Intelligence.... Clever and Stupid
Job ................Success and Fail
Status................ Rich and Poor
and etc..............

What sides you would like to choose?
How to go that side?...........Depend on You
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